Harvey Insurance Resources (HIR) maintains this server to enhance client access to HIR and industry information. This is a service that is continually under development. While we try to keep the information timely and accurate, we make no guarantees. We will make every effort to correct errors brought to our attention.  The user assumes the entire risk related to its use of this data. HIR is providing this data "as is," and HIR disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose. In no event will HIR be liable to you or to any third party for any direct, indirect, incidental, consequential, special or exemplary damages or lost profit resulting from any use or misuse of this data.

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All financial models and tax illustrations are deemed accurate but are not guaranteed.  These sheets are not giving tax or legal advice.  You should always consult your advisors for final determinations.

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