Harvey Insurance Resources (HIR) maintains this server to enhance client access to HIR and industry information. This is a service that is continually under development. While we try to keep the information timely and accurate, we make no guarantees. We will make every effort to correct errors brought to our attention.  The user assumes the entire risk related to its use of this data. HIR is providing this data "as is," and HIR disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose. In no event will HIR be liable to you or to any third party for any direct, indirect, incidental, consequential, special or exemplary damages or lost profit resulting from any use or misuse of this data.

The documents on this server contain hypertext pointers to information created and maintained by other public and private organizations. Please be aware that we do not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information. Before you act on any information gathered on the internet you should consult with your advisors.  Further, the inclusion of pointers to particular items in hypertext is not intended to reflect their importance, nor is it intended to endorse any views expressed or products or services offered by the author of the reference or the organization operating the server on which the reference is maintained. 

All financial models and tax illustrations are deemed accurate but are not guaranteed.  These sheets are not giving tax or legal advice.  You should always consult your advisors for final determinations.

We have been cautious not to violate anyone's copyright.  We respect the copyright of others' work as we would hope ours would be respected. Should any violation of a copyright be noted on our site, please report it to us at once and immediate action will be taken.

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